Of course. Usually, banks will give cardholders a spending limit that exceeds the credit card overdraft limit. There is usually a limit of 5%- 10%. At this time, you can't swipe your card after swiping the credit limit+over-limit limit. In addition, there is an overrun fee for the overrun amount, so you can't enjoy the circulating interest, and you must pay it off in the current bill.

Credit card repayment usually has the following ways:

1, full repayment: pay off all debts at one time;

2. installment repayment: a handling fee is required after interest-free;

3. Minimum repayment amount: Minimum repayment amount The bank needs to charge five ten thousandths of interest every day.