China Bank Credit Card Transaction Objection Handling Method;

If you have any objection to the transaction after receiving the credit card statement from China Bank, you can call the customer service hotline of China Bank at 4006695566 for enquiry.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

The credit card was deducted for no reason. What do you mean?

This situation is generally a tax refund; Because the tax paid by the taxpayer needs to be collected into the national treasury, the national treasury will also call it back to the personal bank card when handling the tax refund. Generally, the interest tax is deducted to verify the reason for the deduction. If you have any questions about the transaction on the card, you can call the bank's customer service hotline, and the bank will help you inquire. Banks will not deduct fees at will, and many users have objections to the deduction, which is likely to be bound to withhold, remit Class I or account management fees.

Pay an annual fee, whether it is a bank card or a credit card. According to the regulations of the bank, a certain annual fee will be charged every year, and the annual fee standard of each bank is different. Therefore, if you feel that you have been deducted inexplicably, it is probably normal to deduct the annual fee. If you are really worried, go to the local bank and ask the relevant staff to check it for you. Interest deduction: Interest is mainly for credit card users. Credit card repayment is very strict, there are certain rules, you must repay in full.

First, the precautions for using bank cards mainly include: try not to use your own birthday as a password, and it is recommended to use your own and your family's birthdays as a password. You can also use the mobile phone numbers of couples and children, and several numbers can be combined into a password. Remember not to use your mobile phone number. Don't use birthdays as passwords for bank cards and real estate transactions, and don't set the related real estate passwords to be the same as the login passwords of ordinary websites. Try not to use the same password for multiple accounts. For the case that one person has multiple bank cards at the same time, it is recommended that multiple accounts do not use the same password.

Second, because once the password of one bank card is leaked, other bank cards will be unsafe. Don't set the password too simply. When setting the bank card password, don't make it too simple, such as using serial number and duplicate number. The security of this digital combination is very low. When setting a password, try to use a number combination that is easy to remember and difficult to be cracked by others as your bank card password. If the funds cannot be recorded due to loss reporting or account cancellation of the bank card, please contact customer service in time to help you complete the loan. If the arrival time is delayed due to the failure to notify in time, the expenses incurred shall be borne by the user. The service hours of customer service are 9:30- 19:30 on weekdays. The specific contact information is: contact customer service, contact water elephant staging WeChat customer service, pay attention to the official account of "Water elephant staging" WeChat, or send the problem information directly on the official account of WeChat WeChat.

The money was inexplicably deducted from the bank card. What's going on here? What should I do?

Check the reason for the deduction. If you have any questions about the transaction on the card, you can call the bank's customer service hotline, and the bank will help you inquire. Banks will not deduct fees at will, and many users have objections to the deduction, which is likely to be bound to withhold, remit Class I or account management fees.

Pay an annual fee, whether it is a bank card or a credit card, and a certain annual fee will be charged every year according to bank regulations. The annual fee standard of each bank is different, so if you feel that you have been deducted inexplicably, it is probably normal to deduct the annual fee.

Interest deduction: interest is mainly for credit card users, and credit card repayment is very strict and must be repaid in full. If you accidentally pay less than a few tens of dollars, the bank will deduct the bank's penalty interest at the daily interest rate of five ten thousandths of the consumption limit, so this may also lead to inexplicable deduction.

Extended data:

Precautions for the use of bank cards:

Under no circumstances should you disclose your bank++password and other relevant information, especially the SMS verification code. You should also protect your personal data, such as mobile phone number and ID number. Don't tell strangers at will.

Use passwords that are not easy to crack, and avoid setting passwords with birthdays, ID numbers or simple numbers.

Be sure to check whether the amount is correct when shopping, and take protective measures when entering the password, such as shielding operation. Pay attention to whether the card I get back after brushing is my own card.

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How to deduct money from the credit card every month?

It is very likely that the cardholder has opened some value-added services, and the selected deduction method is monthly deduction. The most common is the SMS service fee. There will be no SMS reminder for consumption below 500 yuan in every bank, and only those who have opened SMS notification service will have a pen reminder.

The cost of this service is not high, 3 yuan per month, including quarterly payment and monthly deduction. If the payment is made on a monthly basis, the automatic deduction will be included in the current bill, so there will be cases where money will be deducted without using the card. As long as the credit card is deducted, it must be returned, regardless of the amount, to avoid overdue credit.

However, if you really don't know why the fee has been deducted, it is recommended to call the bank's customer service for consultation. If you don't think this service is needed, you can also cancel it by the way, so that it will not be deducted again next month. If it is found that the bank deducts money privately, the attitude is tough and the bank is allowed to return it. It is said that the card withdrawal threat will be more effective.

In a word, it's best to check the reason of credit card deduction every month. If you start your own business, you must pay back the money after deducting it, even if you only owe a few dollars. Although some banks have tolerance service, it is not overdue if it does not exceed 10 yuan, and interest will be calculated.

Why is the credit card deducted for no reason?

The credit card is inexplicably deducted, so we need to pay attention to these two aspects: whether the credit card is deducted from the annual credit card fee/business card printing fee or whether the credit card is stolen by others. In case of unknown deduction, you'd better call the service hotline of the issuing bank and ask the manual customer service to confirm what kind of fee is deducted, so as not to cause your own losses.

Credit loan line

Credit limit refers to the maximum overdraft limit given to your credit card by the bank when approving your credit card. You can only spend by credit card within this limit. Beyond this limit, there will be no++frequent consumption by swiping the card. The credit limit is based on the comprehensive evaluation of the information filled in when you apply for a credit card and the relevant supporting documents provided. The main card and the supplementary card enjoy the same credit limit. Under normal circumstances, the RMB limit and the US dollar limit of dual-currency credit cards are interchangeable. For example, your limit is 30,000 RMB. If you use a card abroad, your credit limit is equivalent to about 5,000 US dollars.

The bank will adjust the credit limit regularly, but you can provide relevant financial proof on your own initiative and request to adjust the credit limit. In addition, when you need to get a higher credit line in a certain period of time when traveling abroad or moving, you can ask for a higher temporary credit line.

What is the "second line"

The second line, which can only be used in stages, is an external line that does not occupy your original line. As far as I know in Aika, China Everbright Bank and China Bank also support the phased use of the second line.

Market day

The date when the cardholder actually uses the card to conduct transactions.

Billing date

Also known as the entry date, it refers to the date when the issuing bank records the transaction amount in its credit card account or the date when the issuing bank records the relevant expenses in its credit card account according to the relevant agreement. The general billing date is the second day of the cardholder's actual consumption date. For example, if you shop on 65438+February 1, then the general accounting date is 65438+February 2.

Bookkeeping date

The billing date refers to the date when the issuing bank regularly summarizes the current transactions and expenses of the cardholder's credit card account, calculates the interest and calculates the amount payable by the cardholder in the current period.

Repayment date

The date when the cardholder actually repays the credit card account to the bank.

Interest-free repayment period

For non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The shortest interest-free repayment period is 20 days and the longest is 56 days. During this period, as long as you pay off the current payable amount on the current statement, you don't have to pay any interest on non-cash transactions (you don't enjoy interest-free discount if you borrow cash in advance).

This is the end of the introduction of credit card unreasonable deduction and credit card unrecorded deduction. I wonder if you found the information you need from it?