ICBC's credit card review is mainly based on the following conditions:
1, copy of ID card, work certificate, income certificate, etc.
2. Provide bank deposit certificate, property certificate, degree certificate, etc.
3. In case of foreign household registration, overseas personnel applying for local jobs, and active military officers applying for credit cards in their own names, some card-issuing banks may require temporary household registration issued by local public security departments or certificates (including work certificates) issued by relevant departments.
Extended data:
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.
Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank.
After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
References:
China Industrial and Commercial Bank. Notice on verifying the identity information of existing personal RMB accounts.