It is true that the annual fee is free for life, and the withdrawal fee is five thousandths of each transaction. China Construction Bank will give back to support the development of China Red Cross charity according to a certain proportion of cardholders' effective spending by swiping their cards, so that every spending reflects your desire to contribute to society and your charity mind. Cardholders can also donate their love by withholding Longka, a member of China Red Cross Society, or call Longka Credit Card Customer Service Hotline to donate your love indefinitely.