What kind of job will apply for a higher credit card limit?

If there are no other auxiliary qualifications, such as education, car, house, or previous loans... none of these Well, that is the work unit mentioned by the poster, mainly based on the nature of the company. From high to low, it is *** government agency gt; public institution gt; state-owned enterprise gt; private enterprise gt; self-employed, the first three units above, social security Provident funds and punch-in wages are definitely available. As long as your credit report is good, you can apply for a gold card of 10,000 to 50,000 for the first time. If you apply for a platinum card with a card, you can apply for a platinum card of 50,000 to 100,000. If there are punch-in wages in the two units below, For social security and provident fund, you can also directly apply for a gold card. If not, you need to provide company certificate or work permit, business card, etc. It is recommended to apply for a regular card for the first time. It is best to apply online for investment. A salesperson will go to your company to handle it for you within three days. , or you can go to the bank counter with the information you can provide. Although it is slower than applying online, the chance of getting the card is higher! Will the limit for applying for a credit card be higher if you use the Zuareme app?

The limit depends on the overall score.

Conditions for applying for a credit card:

1. Be over 18 years old and have full capacity for civil conduct;

2. Have a good credit record;

3. Applicants can apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct.

Materials for applying for a credit card:

1. Identity certification materials: photocopy of resident ID card or military officer ID card;

2. Work and income certification materials;

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3. Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.

Credit card application method:

1. Bring credit certificate to the counter to apply: The applicant is required to submit a relatively complete asset certificate file and submit the above to the bank for audit by the bank's back-end audit department.

2. Online banking application: The applicant uses a savings card account in his or her name to open online banking, enter the official website of the required bank, enter the card number, login password and verification code to enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The audit progress and results will be displayed on the online banking. When applying for a credit card limit, when applying for a credit card, you generally write the maximum limit based on your annual salary.

The credit card limit does not depend on the annual salary column on the application form. How to apply for a credit card limit increase?

Bank of China’s credit cards are sold out quickly. Why don’t you switch to another bank?

The limit is low and there are few activities

Why can’t I apply for the limit for a credit card?

Each bank has different strict requirements for card use. Generally speaking, all banks require: 1. Repayment on time (preferably in full). It is difficult to increase the limit after paying the minimum repayment amount. 2. The more times you use the card, the better, and it is at different merchants, not just one or two. China CITIC Bank has stricter requirements. Using the card on Alipay is not considered a good credit card. My CITIC card is not recognized as a good card payment record when I often buy things on Alipay! Speechless! You need to do the above two points for more than six months, so that it will be easier to apply. Which bank credit card has a higher credit limit?

If it is a China Merchants Bank credit card, the fixed credit limit will be adjusted. Currently, you can apply in three ways:

1. You can apply after holding the card for a period of time ( It is recommended that after 3 months), call the customer service hotline to apply for an increase in credit limit. We will apply for you based on your past card use;

2. Or when your financial level has improved to a certain extent, you can also You can provide us with relevant certificates (such as real estate, car ownership, China Merchants Bank savings certificate, etc. that you have not provided before), fax or mail financial certificates that you have not provided before applying for the card, including a copy of the real estate certificate (the real estate certificate must contain your or The relevant departments will conduct a re-audit based on your new information (name of spouse or minor children).

3. Log in to credit card online banking (Public Edition and Professional Edition), Account Management - Account Limit Management - Fixed Limit Adjustment - Apply to increase the fixed limit. After application, the amount will be adjusted according to your card usage. The situation is audited. If you have downloaded Pocket Life, you can pay via card*--operate in limit management. How to calculate the credit card limit for salary card application?

The scoring standards of each bank are different. If it is your first time to apply for a CCB credit card, your credit limit will be comprehensively assessed based on your income level, personal credit, and asset status that have been audited. The amount you can apply for is probably 2-3 times your monthly income. If you have a real estate certificate, car driving license, etc. in your name, you can go to the branch to apply for a card. After submitting these materials, the limit may be higher if you review it later. The income level audit does not mean looking at how much money is paid on your salary card. In addition, it will also be assessed with reference to personal income tax, provident fund, and social security payment status. What happens when you apply for a credit card?

Welcome to pay attention to China Merchants Bank Credit Card. The basic functions of the credit card are the same, including card consumption, domestic and overseas online payments, cash advance, installment payment, credit card points, accumulated credit, and interest-free for up to 50 days. From time to time, different offers and promotions will be launched for different credit cards from time to time. Since personal preferences are different, it is recommended that you choose according to your own preferences. If you need to know the detailed information of the credit cards currently launched by China Merchants Bank, please log in to the credit card Website, click "Credit Card Application" and select the card you are interested in.

A credit record will be generated, and a credit record will be generated on the personal credit report.

Repay your loan on time and don’t make it overdue.

Consequences of overdue:

1. Bear high penalty and interest;

2. Cause legal disputes;

3. In the country Leaving "credit stains" in the credit reporting system.