Different types of Ping An credit cards have different annual fees. For example, Ping An owner's credit card, insurance gold card, etc., activation will generate the first-year annual fee 2 yuan, and the first-year annual fee will not be reduced; Standard cards, Iqiyi cards and Tencent Gold cards do not charge annual fees in the first year, and the annual fees for the following year are reduced or exempted after spending six times in that year, but the annual fees are 3 yuan if the consumption is not up to standard; Free annual fee with or without your card.

Detailed annual fee rules can be found through Ping An Credit Card official website and Ping An Credit Card official website link.