How many types of credit cards are there? How many types of Ping An credit cards are there?

According to different classification standards, credit cards are mainly divided into the following categories:

Usually they can be divided according to the following six standards:

(1) According to the credit card issuance According to the organization, it can be divided into bank cards and non-bank cards;

(2) According to the credit card information storage medium, it can be divided into magnetic stripe cards and chip cards;

(3) According to different payment methods, they can be divided into: credit cards, quasi-credit cards and debit cards;

(4) According to the different settlement currencies of credit cards, they can be divided into ++ cards and local currency cards;< /p>

(5) According to different circulation scopes, they can be divided into international cards and regional cards;

(6) According to the number of currencies in credit card accounts, they can be divided into single-currency credit cards and dual-currency credit cards. kind of credit card;

(7) According to the credit card affiliation, it can be divided into main card and supplementary card;

(8) According to the different objects of credit card issuance, it can be divided into corporate card and personal card Card;

(9) According to the credit status and credit status of the cardholder, it can be divided into unlimited card, platinum card, gold card and ordinary card. (10) According to the different shapes of credit cards, they can be divided into standard credit cards and special-shaped credit cards.

There are several types of Ping An credit cards:

1. Ping An @ Card;

2. Ping An Car Owner Card;

3 .Ping An Platinum Card;

4. Ping An i-Car Card;

5. Ping An Ctrip Card;

6. Ping An Standard Card;

8. Ping An Car Owner Platinum Credit Card;

9. Ping An Manchester United Red Devils Platinum Card;

10. Ping An Elite Platinum credit card;

11. Ping An Bank Costco co-branded credit card.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

How to apply for flight delay compensation with Ping An Credit Card?

Passengers need to prepare the "Itinerary" and "Boarding Pass" and go through

1. Ping An Pocket Bank APP: "My - My Rights - Flight Delay Protection - One Click "Claim Claim" and follow the instructions to enter the flight time, flight number and ticket purchase record, and upload the boarding pass and other materials;

2. Ping An Credit Card manual customer service: Call the credit card manual customer service to report the case, and press Customer Service The personnel will direct the boarding pass and itinerary to be sent to the designated claims email address.

The claim will be settled within 1-2 working days after the case is closed. The APP can settle the claim to the credit card. The customer service manual settlement can be made to the customer's designated account.

There are several types of Ping An credit cards

Ping An’s credit cards are mainly divided into four types: Golden Butler co-branded card, car owner credit card, insurance gold card, and platinum credit card.

1. Golden Butler Co-branded Card

Limited annual fee: quota 3,000 to 50,000; annual fee 288 yuan, rigidly charged in the first year, free of charge if consumption exceeds 30,000 in the first year Annual fee, and so on;

2. Car owner’s credit card

With this card, you can save 3,800 yuan a year. The passengers on the vehicle are insured for RMB 1.1 million, including accident insurance of RMB 500,000 for the driver, RMB 100,000 seat insurance for each person in the car with less than 7 seats, and RMB 4,000 for accidental medical treatment. 30-kilometer road rescue, water delivery, and electricity connection. Towing and changing tires.

3. Insurance gold card

With this card, you will have multiple accident protections. Travel guarantee: RMB 1 million for airplane. 200,000 for trains, light rails, subways, ships, 50,000 for cars, and 50,000 for general accidental injuries. General accidental medical treatment is 5,000 yuan, with a deductible of 300 yuan, 80% reimbursement for more than 300 yuan, and a one-day hospitalization subsidy of 30 yuan, up to 30 days at a time, and no more than 180 days in the year.

4. Platinum Credit Card

Have this card’s exclusive privileges and extraordinary enjoyment. Aviation insurance is RMB 10 million, spouse traveling with him is RMB 2.5 million, and children traveling with him are RMB 100,000.

Train, light rail, subway 2 million, bus 1 million, self-driving car 400,000, seat insurance per person 100,000.

Extended information

Application conditions:

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation , you can apply for a personal credit card master card from the card issuer with your valid identity document and other documents required by the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

Baidu Encyclopedia-Ping An Credit Card

How to cancel the Spring Airlines Ping An Bank co-branded card?

If you want to cancel your Ping An Credit Card, you can log in to the Ping An Pocket Bank APP - Credit Card - click on Online Customer Service, enter "Credit Card Cancellation", and follow the prompts on the page.

The Spring Airlines Ping An Airlines co-branded card is Ping An’s first airline co-branded card. It took a different approach and chose Spring Airlines as its partner to launch the Ping An Bank Spring Airlines co-branded credit card. Why Spring Airlines? On the one hand, Spring Airlines' revenue has grown by more than 250% in the past eight years. In terms of development momentum and growth, it is not inferior to the four major airlines. It is the best choice to join forces. Moreover, this co-branded card is not only Ping An Credit Card’s “debut” in the business travel category, but also Spring Airlines’ first in-depth cooperation with strategic card products. The more important aspect is that because this co-branded card is a "first" for both Ping An and Spring and Autumn, it is conceivable that both parties will devote extra resources to provide cardholders with a sincere package of benefits. At the same time, when Ping An Credit Card and Spring Airlines use their big data, they will be able to better understand the travel preferences of young business travelers. Judging from the design of the benefits of this co-branded card, it accurately matches the needs of cardholders in terms of air tickets, seat selection, luggage, visas, lounges, catering, communications, parking, airport transfers, flight delay protection, etc., and controls the card The business travel radius of a person is very clear

To be specific. In addition to the basic function of airline co-branded cards that allows cardholders to automatically become airline members, Ping An Spring and Autumn co-branded cards have countless innovations - 1. In terms of core rights and interests, the most attractive thing is the " "12% off air tickets" (including special discount tickets) and "8 yuan airport privileges". The operation method of "12% discount on air tickets" is to display 12% of the first air ticket order amount in the month and the next month that meets the standard as a cashback of equivalent spring and autumn points, and you can also enjoy a discount on special air tickets; the "8 yuan airport gift" refers to In the next month after reaching the standard, you can use 8 yuan to redeem an airport VIP room, or a 30 yuan airport dining coupon, or 5 days of overseas WIFI, or 1 day of free parking at the airport. 2. As a business travel-themed card, its daily benefits also include multiple discounts such as buy 10 Spring Airlines business economy seats and get one free, 350 yuan Spring and Autumn travel gift package, 50% off hotel buffet, 1 yuan visa, 1 yuan airport parking, etc. 3. In terms of new household benefits, new card-opening customers can also enjoy privileges such as a 100-yuan luggage coupon for 20 yuan, four airport pick-ups for 66 yuan, etc. 4. What’s more worth mentioning is that, with the help of Ping An Group’s insurance resources, Ping An Spring and Autumn Co-branded Card also provides free flight delay insurance, free comprehensive travel traffic accident insurance, etc. Card holders can receive flight delay protection of up to 900 yuan per year, and a combination of travel comprehensive traffic accident protection of up to 3 million yuan, which provides comprehensive protection against accidents in public transportation such as airplanes, trains, and taxis. Travel risks. 5. In terms of points, the Ping An Spring and Autumn Co-branded Card also gives cardholders more freedom of choice. In addition to accumulating Spring Airlines points to purchase Spring Air tickets, they can also be used to top up phone bills, redeem video memberships, and redeem favorite gifts at Ping An Bank Mall or Serve. Friends who have used Ping An Wanli Tong know that Ping An Bank’s credit card points are one of the most practical and cost-effective among all banks’ points systems. In view of the huge discounts on air tickets mentioned above, the low redemption price of preferential rights (8 yuan gift, 1 yuan redemption, etc.), and the careful design of various travel rights and interests, it really makes people sigh: Ping An Spring and Autumn Co-branded Card is very likely to It is the most user-friendly credit card co-branded by banks and airlines on the market. Since its retail transformation, Ping An Bank Credit Card has always focused on user needs, continuously deepened the consumption demand scenarios of credit card users, and carefully managed customers with diversified and high-quality rights and interests. The Ping An Spring and Autumn Co-branded Card is another example.

It is even more responsible to issue its first airline co-branded card at this time after the epidemic, enabling the aviation industry to recover its production capacity, and it is also a social responsibility of Ping An Credit Card; the in-depth cooperation with Spring Airlines not only allows finance to penetrate into the business travel consumption scene , and it is also finance that supports the recovery of consumption that benefits people's livelihood. Behind this co-branded card is actually the integration of the two ecosystems, as well as the sustainable management of the same customers in the integrated ecosystem. Cardholders can accept the products and services jointly provided by Ping An and Spring Autumn in the same scenario, smoothly and even without any emotion. Among them, the opening and empowerment of Ping An Credit Card are rich in levels. The first level is that the credit card has the function of being a Spring Airlines member, and the benefits are superimposed by leveraging the power of both parties. Judging from the effectiveness of credit card products with membership functions in the past, they all have a two-way diversion effect between banks and merchants. Ping An’s customer base will become fans of its partners. In turn, the partners’ consumers will also become Ping An’s fans. Potential customer base for the corresponding co-branded credit card. On the second level, Ping An relies on its "Ping An Pocket Bank" APP with nearly 100 million registered users and 33 million monthly active users, and integrates Spring Airlines' offline scenarios and membership system to form multiple channels to reach customers, which will also further promote the cooperation between the two parties. Accurately exploring the needs of business travel customers can better adapt to the needs of mass travel consumption, and also help both parties manage the same customers well. This can also be regarded as a deep integration of Ping An Credit Card’s financial services, digital ecosystem, online scenarios, and multi-level user groups with the ecosystem of partners. Obviously, this is a win-win system for banks, merchants, and consumers. The third level is that Ping An Credit Card is empowered by the superior financial resources of the parent bank and even Ping An Group; from another perspective, Ping An Credit Card is not just a card, it is also the "entry" for customers to enjoy the group's comprehensive finance. . Through a card and a "Ping An Pocket Bank" APP, cardholders have a one-stop "life circle" that runs through food, entertainment, travel, medical education, etc., as well as one-stop comprehensive financial services such as banking and insurance. treat. The design of double bonus insurance rights in the Ping An Spring and Autumn co-branded card is just a footnote in this. It moisturizes things silently and is even more powerful after the epidemic. Ping An Credit Card is exploring a demonstration path, so that the cooperation of co-branded credit cards is no longer a simple collage of logos or rights, but the integration of the business models of both parties, the integration of customer acquisition and customer management. The joining of powerful forces should no longer be a proposition of calculating whether 1+1 is greater than 2. The stem of this proposition itself is already "N+N", and the answer will open up more room for imagination.

What are the conditions for compensation for flight delay with Ping An Credit Card?

Ping An Credit Card flight delay claims only need to meet two conditions:

1. Hold Ping An Bank Diamond Card, Platinum Credit Card, Elite Platinum Credit Card, iQiyi Platinum Card, etc. and have flights A card with delay insurance benefits and use the card to purchase air tickets;

2. The flight is delayed for 2 hours or more.

It should be noted that the new card needs to complete the first purchase after activation, and then use the card to purchase air tickets to enjoy the claim protection. In addition, cardholders must pay more than 80% of the ticket price before they can apply for a claim, so claims cannot be made using miles to redeem tickets or gift tickets.

That’s it for the introduction of Ping An Airlines Credit Card.