1. If it is an online application, some banks that can approve it in seconds will come to SMS soon, but when you send the card, you don't go to the outlet to activate it. This card cannot be used, so you can choose not to activate it.

2, the same online application, without second approval, the bank will probably call you back to confirm your real work and other detailed information. You can make mistakes on purpose, for example, if you ask if you work in a certain company, you will say no, or choose to prevaricate when asking for your home address, company address, emergency contact and other information. If you can't say, the bank will directly refuse you.

3. If the bank staff take photos on the spot and visit the card personally, the information is true, and there is no problem with credit investigation. Many banks will not call back for direct approval. In this case, 1, the card will not be activated after it arrives; 2. Search the customer service phone number of that bank, call the customer service, cancel the card processing, and if you don't want to do it or say that you have no repayment ability, the bank will directly refuse it to you.