No appointment is required for CCB’s small-amount withdrawals (less than 50,000 yuan). For withdrawals exceeding 50,000 yuan, you need to make an appointment in advance. The specific method is as follows:
1. Customer service phone number Reservation: Call China Construction Bank customer service hotline 95533, transfer to manual service, indicate to customer service that you need to make a large-amount withdrawal reservation, and verify the relevant information according to customer service requirements to make a successful reservation.
2. Mobile Banking Appointment: Log in to China Construction Bank Mobile Banking, find the branch service button, click in and select RMB large-amount reservations in sequence, and then fill in the information and submit the reservation according to the system prompts.
Operating environment:
Brand model: Huawei P50
System version: HarmonyOS2.0.0
app version: v5.7.0
p>China Construction Bank is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.
1. How many days is the grace period for CCB credit card?
The grace period for CCB credit card repayment is 3 days. After cardholders use CCB credit cards to make purchases, they can defer repayment for three days after the bill payment date. This is the repayment grace period provided by CCB to cardholders. As long as the current arrears are paid off within these three days, CCB will not upload the record to the Credit Reference Center of the People's Bank of China and will not impose penalties.
2. Depending on the level of the card, what is the general credit limit of CCB’s credit card?
1. The credit limit of CCB’s regular card is generally between RMB 3,000-10,000.
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2. The credit limit of China Construction Bank Gold Card is in the range of RMB 10,000-50,000.
3. The credit limit of China Construction Bank Platinum Card is generally more than 50,000 yuan.
3. How to increase the limit of CCB credit card
1. Increase the limit based on the number of times. Use the credit card frequently. Regardless of the amount, as long as the card can be swiped, you will definitely swipe the card.
2. Persistently increase your quota and continue to apply for quota increase over the phone. Sometimes different customer service applications will be handled differently.
3. It is best to raise the amount based on the winning amount. It is best if the monthly bill consumption is at least 30% of the total amount.
4. Threatening to cancel the card and raise the limit. If the limit is not increased, the card will be canceled. This sometimes works.
5. Temporary quota increase. Due to short-term needs such as festivals, tourism, business trips, etc. to increase the quota, you can apply for a temporary quota increase, which will be easier to approve.
6. Dormant suspension type increase, intentionally deactivating a credit card for a certain period of time, in order to encircle the bank, there are certain incentives for the activation of dormant cards, such as reward increases.
7. Curve limit increase type. Curve limit increase refers to the purpose of increasing the total personal limit by continuously applying for credit cards from the same bank.
8. Foreign exchange transaction-style withdrawals. If you have the ability to consume foreign currency, you can choose the form of foreign exchange transactions to make deposits and withdrawals back and forth to increase the number of transactions for the purpose of achieving profits.