1. The repayment amount can only be used for the minimum repayment amount or full repayment of the credit card bill, and cannot be used for early repayment or partial repayment.
2. The use of repayment funds is automatic. If the minimum repayment amount or full repayment amount of your credit card bill is less than the balance of the repayment amount, the system will automatically use the repayment amount for repayment.
3. If you need to return the repayment balance, you can apply to Ping An Bank customer service, and the refund amount will be returned to your credit card account.