Overdraft card is a credit card, which is different from a debit card. There is no so-called direct transfer transaction on credit cards. Transfer by credit card

Accounts are basically in the following two situations: one is to deposit money into a credit card first, and then use the credit card to overpay and transfer money; another

One is credit card cash withdrawal transfer, that is, direct use of credit card overdraft limit for transfer operation, equivalent to cash withdrawal.

If the transfer is overpaid, the fee paid by the credit card shall be charged to the counterpart, and the fee shall be 0.5% of the transfer amount.

3%, at present, only a few banks do not charge for the overcharged part. Inter-bank transfer will also charge a handling fee. If it's an overdraft

Bank transfer, equivalent to credit card withdrawal, will charge 1%-3% withdrawal fee (some banks do not charge), and will also

Credit card interest is charged at the rate of five ten thousandths of daily interest from the date of cash withdrawal.