There are three ways to cancel the credit card of China Merchants Bank:

1. Call the bank credit card center to inquire about cancellation;

2. Cancel the credit card by phone;

3. Cancel the credit card at the bank counter:

① Prepare the ID card;

2 Pay off the arrears;

③ Go to the bank counter to cancel the business. If you don't want to continue using CMB credit cards, you must cancel your CMB credit cards in time, because all credit cards have annual fees. If you don't repay the accumulated annual fee in time, it may bring you a credit stain. Therefore, we should take the time to cancel the credit card. The development course of China Merchants Bank's credit card: it started earlier and achieved professional and comprehensive services in 2002; Its credit card customer center was awarded as the best call center in China in 2004 and the best call center award in China in 20 12. By the end of 20 16, the cumulative card issuance was nearly 80 million, the annual cumulative consumption of credit cards exceeded 2 trillion yuan, and the per capita consumption was nearly 60,000 yuan, ranking first in the same industry in terms of overseas credit card consumption; Business content is also constantly enriched. The download volume of China Merchants Bank's Pocket Life App has exceeded 654.38+0 billion, with more than 30 million bound users and nearly 4 million daily users. At last year's "Double Eleven" Consumer Carnival, the transaction volume of China Merchants Bank's credit card reached 654.38+05.5 billion yuan.

At the end of 2008, China Merchants Bank took the lead in transformation in the same industry. The development of credit cards has changed from extensive management to intensive management, and the service functions have been constantly innovated. With 100 credit cards, it has been widely recognized and appreciated by the whole society. In the past 10 years, it won the title of the most popular credit card for millionaires in the Hurun Report for eight times, making a profit four years ahead of schedule, creating a miracle in the international credit card industry, and Harvard University wrote it into a teaching case.

What is more worthy of emulation by the same industry is to accurately segment the consumer market and launch credit cards with different consumption functions to meet the needs of different consumer groups and spending power. In order to accurately grasp the profit direction of the market and better meet the real demands of customers, China Merchants Bank implemented a refined marketing strategy, and managed the credit card customer base structure into five categories, namely, high-end customers, diamond customers, sunflower customers, gold card customers and ordinary customers. At the same time, according to the multi-level requirements of customers, China Merchants Bank provides credit card services that meet the needs of various consumption scenarios, mainly including unlimited cards, platinum cards, business cards and department store cards, airline cards, fan cards and other varieties.

How to cancel the credit card of China Merchants Bank?

The credit card cancellation method of China Merchants Bank is as follows:

1, call credit card customer service to cancel. China Merchants Bank's credit card can be cancelled by calling the credit card customer service hotline at 400-820-5555, but it needs to provide some supporting information when canceling, such as ID number, office phone number at the time of application, company name at the time of application, home phone number and other registration information.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 10.0.0

After checking the confirmation information, the bank will prompt "You have successfully cancelled the card, please use scissors or other tools to destroy the card". At this time, just destroy the card according to his operation.

2. Cancel at China Merchants Bank outlets. With my ID card, I will cancel at the bank where I opened the account.

3. Wait for the automatic cancellation of the credit card. If there is no money in the debit card, it will be automatically cleared into the sleep account after 2 years. When it is used in the future, it will prompt that it is in a sleep state after long-term non-use, and the wake-up card can operate according to the bank SMS prompt.

Extended data:

1. Credit card, also known as debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

2. The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the billing day. ?

4. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

5. From the date of 202 1 and 1, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is five ten thousandths of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

There are two ways to cancel the credit card of China Merchants Bank.

1. Offline account cancellation: with the user ID card, go to the bank in the city where the account is opened to cancel the account;

2. Online cancellation: You can cancel by calling the credit card customer service phone, but you need to provide some supporting information when canceling. Usually, the bank can close the account after checking the user information and confirming it.

The above is how to cancel the credit card of China Merchants Bank. Related content.

What is a credit card?

Credit card can also be called credit card, which is a kind of personal credit certificate issued by commercial banks to users whose personal credit meets the standard. The method is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Users with credit cards can go to specially invited commercial units to buy things or spend money, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed amount. Credit card consumption is a payment method of currency transaction. There is no need to pay in cash when spending, and the loan will be repaid after the credit card bill is issued.

Credit card withdrawal method

1. Withdraw cash in advance: Withdrawing cash in advance is one of the functions of bank credit cards. Cardholders do not need to apply to the bank in advance to withdraw cash directly from the ATM, and the withdrawal amount is generally 50% of the available credit card amount of the bank;

2. Cash withdrawal by installment: This cash withdrawal method requires the cardholder to apply to the bank, and the bank will approve it. If approved, the bank will transfer the money to the bank savings card under the cardholder's account; If the approval fails, the cardholder will not be able to withdraw cash;

3. Credit card overpayment withdrawal: Overpayment refers to the money left by the cardholder in the bank credit card, which can be directly withdrawn from the ATM.

Where can I apply for a credit card

1. application for service outlets: users bring ID cards, proof of work units, proof of funds and other materials to apply at nearby bank service points;

2. Third-party software application: You can pay attention to the official WeChat account of the third-party payment platform, select the type of credit card to apply for, and then fill in the information according to the information prompts;

3. Online application: log on to the bank's credit card website, select your favorite credit card category, and follow the prompts.

Credit card is a kind of card that can replace cash transactions. After a certain credit risk management process, the card issuer has proved that the user's personal credit is excellent and can sign bills in special stores for various consumption behaviors. This article is mainly about how to cancel the credit card of China Merchants Bank. Relevant knowledge points are for reference only.

How to cancel the credit card of China Merchants Bank?

China Merchants Bank's credit card can be cancelled. Many cardholders feel that it is of little use and can cancel when they want to cancel. There are two cancellation methods.

First, call the customer service hotline of China Merchants Bank, and after verifying the identity, the cardholder will apply and finally confirm the cancellation, and the bank staff will go through the cancellation procedures.

2. For cancellation at offline bank outlets, cardholders can directly cancel at the bank counter with their ID cards and cards. It should be noted that the above two methods of account cancellation require that the credit card limit has been fully paid off, and the account cancellation procedures can only be handled without any arrears. If our credit card limit is used, we can't handle cancellation.

Finally, if you want to use credit cards moderately, you must do what you can. You must not blindly overdraw your card. After all, if you don't pay back the money you spent, you will put pressure on yourself. It is not good to hold more than one credit card. It is still recommended to eat one or two, and it is best to cancel the excess to prevent excessive consumption.

This is the end of the introduction on how to cancel the CMB credit card and how to manually cancel the CMB credit card. I wonder if you have found the information you need?