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1. What bank does Handan Bank belong to?
Handan Bank is a regional joint-stock commercial bank. Handan Bank was established on June 5438+00, 2007 with the approval of China Banking Regulatory Commission. Handan Municipal Government is the largest shareholder of Handan Bank, with 59 branches, sub-branches and subsidiaries in China. At present, the total assets of Handan Bank have reached 72.36 billion yuan, making it one of the largest banks in the world.
Two. Types of bank cards handled in Handan:
1. Debit card: Debit card can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the current deposit. When spending or withdrawing money, the funds are directly withdrawn from the savings account. Debit cards usually require a password when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.
2. Credit card: Credit card, usually called credit card, refers to the credit card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. It has the following characteristics: consumption before repayment, interest-free repayment period (up to 56 days), minimum repayment amount, and repayment by installments when customers overdraw. Customers need to pay a certain annual fee to the bank they apply for, and each bank is different.
3. Quasi-credit card: Quasi-credit card is a single-currency single-account credit card, with interest on deposits and RMB consumption by swiping the card. It has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and online banking transactions. When the balance of credit card consumption and cash withdrawal account is insufficient to pay, the cardholder can overdraw consumption and cash withdrawal within the specified limited credit limit and charge a certain interest. There is no interest-free repayment period.
3. How to check the bank of Handan Bank:
Bank card opening bank refers to the business outlets that handle account opening procedures. It's the bank that opens the bank account. Simply put, the bank card bank refers to the bank where you initially apply for a passbook or bank card and send it to you. Passbooks will be registered, generally referring to branches.
Here are some query methods:
1. The first method is counter inquiry: enter the bank card number at the bank counter and inquire directly.
2. The second way is telephone inquiry: call the bank's customer service phone, choose manual service, and ask the customer service staff for help.
3. The second method is online banking inquiry: first, you need to log in to the online banking of the bank, and then you can see the information of the bank and have relevant options to inquire about the account.
4. The fourth way is SMS inquiry: just send the inquiry code and bank card number to the service platform for inquiry.