Gold card: the main card of self-mailing family co-branded card is 100 yuan per year, and the supplementary card is 50 yuan; Zhongyuan Food Card Co-branded Card is in 200 yuan every year, and the supplementary card is in 60 yuan every year; Traffic co-branded card master card per year 125 yuan.
Postal savings bank credit card annual fee-free policy
All credit cards are free of annual fee in the first year, and are free of annual fee after spending 6 times in the second year.
Extended data:
Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.
The minimum available amount for application is RMB 3,000, of which RMB 65,438+0 can be used for cash withdrawal in 500 yuan.
The newly issued credit card of Postal Savings Bank is designed with Ding as the pattern, which not only shows the historical and cultural heritage, strong strength, sincerity and trustworthiness of the postal service, but also reflects the service commitment of Postal Savings Bank to "do the best for you". The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.
Application conditions
Since April 2009, anyone who has reached the age of 18, meets the requirements for applying for a credit card of the Postal Savings Bank and provides complete supporting materials can apply at all branches of Quanzhou Branch of China Postal Savings Bank.
charging standards
Annual fee: 65438 yuan +025 yuan/year for the main gold card and 60 yuan/year for the supplementary card; Puka is free of annual fees for life.
SMS service fee: Gold card is free, Puka 3 yuan/month/household.
Interest-free period: 20-5 1 day
Minimum repayment ratio: 10%
Cash withdrawal fee: 1% of the domestic transaction amount, with a minimum of 10 yuan, plus inter-bank 2 yuan fee. Overseas, the transaction amount 1%, the lowest in 20 yuan.
Late payment fee: 5% of the unpaid part of the minimum repayment amount, minimum 10 yuan.
Over-limit fee: 5% of the over-limit amount: the lowest 5 yuan and the highest 200 yuan.
Handling fee for reading the bill: copy 10 yuan/copy, and original 50 yuan/copy.
Handling fee for reissued bills: free of charge within 3 months, and 5 yuan/copy for more than 3 months.
To recover the overpaid handling fee: 0.5% of the domestic transaction amount, with a minimum of 10 yuan, and 2 yuan handling fee will be charged across banks. Overseas, 0.5% of the transaction amount, the lowest is 20 yuan.
Loss reporting fee: gold card 40 yuan/time; Puka 20 yuan/time
Cost of resetting password letter: 15 yuan/time.