Credit card balance pending payment status:

A payment request generally means a request for payment. It may be a request for payment of goods, or it may be an internal request for cash withdrawal within the unit (such as an internal employee loan) ). Credit card charge situation: The original credit card transaction is short payment or the credit adjustment error. If there is a short payment or credit adjustment error in the original credit card transaction due to the failure of the acquirer's system and equipment, the acquirer can use the requisition transaction to request payment after verification. For example, your customer places an order for you. The order has been produced and shipped, and it is also the date on which the customer pays you according to the contract. Then you go to the customer to collect the payment, and your This action is called "requesting payment".

Moreover, credit card installment payment means: you must pay the merchant in full for consumption, and then apply for installment repayment from the bank, that is, pay it back to the bank in installments. It refers to the process in which when a cardholder uses a credit card to make a large purchase, the bank pays the merchant a one-time payment for the goods (or services) purchased by the cardholder, and then allows the cardholder to repay the bank in installments and pay handling fees. . The bank will deduct consumption funds and handling fees from the cardholder's credit card account in installments based on the cardholder's application, and the cardholder will repay according to the monthly credit amount. However, there are handling fees and interest for installment payments. In layman's terms, if you have enough money, I think it's best not to pay in installments. But it also excludes one possibility. Holiday stores cooperate with some banks. 0 interest and 0 handling fees. And there are gifts. This is the most appropriate time. Free money and gifts.

In addition, credit card stop payment refers to a preventive measure taken by banks to strengthen management, ensure security, and prevent counterfeit and lost cards from being used to cause losses and adverse effects. At the same time, this is also an important step to stop payments to the main card or supplementary card at the request of the cardholder, thereby reducing the cardholder's losses and risks. If you want to lift the stop payment, the method is also very simple. The first thing to look at is what the reason is. If your credit card is restricted due to an overdue credit card, you should repay the overdue amount as soon as possible. If the credit card is restricted due to credit card cash-out, it depends on the situation. If it is not a subjective cash-out, but the bank mistakenly thinks it is a cash-out, the cardholder can call the bank's credit card customer service center to explain the situation and apply for the credit card to be lifted from the restriction.