China Merchants Bank’s all-currency international credit cards, in addition to the UnionPay logo, also have the logos of overseas credit card organizations, such as Visa, Master, JCB, and American Express Blue Label, which are dual-currency credit cards.
In addition to the basic functions of China Merchants Bank’s credit cards, China Merchants Bank’s all-currency international credit cards also have the following functions:
(1) Card swiping services provided by VISAsignature, and more than 200 overseas Exclusive benefits from tens of thousands of selected preferential merchants (hotels, restaurants, entertainment, shopping, leisure boutiques) in countries and regions.
(2) Consumption in all currencies, repayment in RMB. No matter where in the world you use this card to conduct foreign currency transactions, it can be automatically converted into RMB and credited, and you only need to repay in RMB.
(3) Currency exchange fees are waived for consumption in all currencies. No matter when, where and in which foreign currency you use the card to make purchases or withdraw cash, the 1.5% currency conversion fee is waived.
(4) Complimentary high-value travel insurance. With this card, you can get free travel inconvenience insurance and aviation accident insurance up to 2 million yuan without going through any formalities or paying any fees.