1, at least 18 years old but not more than 70 years old;

2. Have full capacity for civil conduct;

3. Have a stable job and income or have worked in the issuing bank for half a year;

4. Good credit status and strong willingness to repay.

In addition, if you have a certain social status or your annual income is five times that of the issuing bank, you can issue a gold card with the consent of the applicant.

Note: Foreigners living in China and compatriots from Hong Kong, Macao and Taiwan can apply as long as they have stable jobs.