For credit card processing, the bank considers the nature of the applicant's work and repayment ability.
1. The applicant should be 18-60 years old;
2. Have certain economic ability and good credit record;
3. Original and photocopy of ID card;
4. Work certificate and income certificate (required to be stamped by the unit);
5. Non-local household registration also requires proof of residence.
16 years old can apply for a bank card.
/kloc-you can apply for a bank card at the age of 0/6, and you need to show your valid ID.
Bank card account opening process:
1, my ID card (if it is an agent, the agent must hold an ID card and explain the relationship with the card issuer);
2. Fill in the personal card account opening application form and hand it over to the bank staff;
3. Then, after entering the password on the cipher, remember the password;
4. After confirming the password three times, the staff will issue the bank card.
Generally, there is no handling fee for card opening, but some banks need card fees and passbook fees.