1. All debts incurred by the deputy card holder when using the credit card shall be borne by the main card holder, and the main card holder shall directly pay the debts to the issuing bank or special unit.
2. In the relationship between the master card and the slave card, the master card holder is in a dominant position and has the right to decide to add or cancel the slave card, while the slave card holder is in a subordinate position.
3. If the primary card is cancelled, the secondary card should be returned to the issuing bank.
4. when the cardholder of the primary card requests to stop using the secondary card, he should also return the secondary card to the card issuer, and the outstanding debts will still be borne by the cardholder of the primary card.
5. If the primary cardholder needs to cancel the secondary card midway, he has the right to recover the credit card from the secondary cardholder and return it to the issuing bank. If the secondary card cannot be retrieved, you can apply in writing to the card issuer for cancellation of the secondary card. However, before returning the secondary card or submitting the application, the creditor's rights and debts arising from the use of the credit card by the secondary card holder shall still be borne by the primary card holder, and the issuing bank will not accept the economic disputes between the secondary cards.
6. if the cardholder of the main card needs to restore or add a supplementary card, he must submit a written application to the card issuer, and the card can be restored or added only after it is approved by the card issuer.
1. How to use the credit card linked account
Although we need to make more use of the interest-free repayment period of the bank, for various reasons, we will forget the repayment date on the working day. We can open another debit card or savings account in the credit card issuing bank, which will be automatically linked with the credit card for automatic repayment, and automatically deduct and transfer money on the repayment date of each month.
2. For the cardholder, as long as there is enough balance in the debit card one day in advance, we can avoid the risk of overdraft interest.
1. The primary card and the secondary card of BOC Credit Card belong to the same account, and the arrears are paid by the primary cardholder. If the main card holder needs to cancel the sub-card midway, it will still be borne by the main card holder. The outstanding debts of the daughter card shall be voluntarily returned to the card issuer and a written application shall be submitted to the card issuer. The main cardholder is dominant, and the vice cardholder has an economic dispute because of using the credit card.
2. The auxiliary card holder is in the subsidiary position, which is still undertaken by the main card holder. All debts incurred by the deputy cardholder due to the use of the credit card shall be borne by the main cardholder. 1. Then the available amount of the primary card and the secondary card in the current month remains.
3. if the main card holder needs to restore or add a supplementary card, and the main card holder requests to stop using the supplementary card in the middle, it can only be restored or added after the approval of the issuing bank, and the relationship between the main card holder and the supplementary card holder. It will be recorded on the main card. If the main card is cancelled, the issuing bank will not accept it. The main card and the auxiliary card of a credit card enjoy the same account.