1. settlement: settlement through consultation means that both parties of creditor's rights and debts directly negotiate or invite a third party to mediate and solve disputes on the basis of voluntariness and mutual understanding. When the creditor's right expires or is about to expire, if the debtor is temporarily unable to repay the debt but has the sincerity to repay it, the creditor may negotiate with the debtor on the time limit, method and amount of debt performance, and urge the debtor to fulfill the debt or sign a repayment agreement.

2. Mediation Law: Creditors who don't want to harm harmony, make an enemy, and quickly resolve debt disputes may submit a written mediation application to the local people's mediation committee.

3. Arbitration Law: According to the provisions of China's arbitration law, final arbitration or trial arbitration is adopted for arbitration. Compared with the two-instance system of final adjudication, arbitration is more conducive to the rapid settlement of disputes between the parties.

Four. Procedural law: Debt dispute litigation belongs to civil litigation. For some complicated cases, if the other party is difficult to handle or solve by other means, the creditor may choose litigation procedures to solve them.

Verb (abbreviation of verb) application method for payment order: after accepting the application, the people's court shall issue a payment order to the debtor within 15 days from the date of acceptance if the relationship between creditor's rights and debts is clear and legal after reviewing the facts and evidence provided by the creditor; If the application is not established, it shall be rejected by ruling. "If the debtor fails to perform his obligations consciously within the specified date and fails to raise a written objection, the creditor may apply to the people's court for enforcement.

Seven. Bid for enforcement of notarization law: enforcement of notarization means that the notary office notarizes the creditor's rights documents according to the application of the parties and gives them enforcement effect according to law. Using this method, creditors can save complicated litigation process and litigation costs, which is a simple and efficient way to collect debts.