How to check the repayment date of CCB credit card
The repayment date of CCB credit card can be checked on the official website of CCB, you can check on the mobile banking of CCB, or you can directly call CCB Call customer service to inquire. 1. For inquiries on the bank's official website, you can log in to the official website of CCB Bank, then click to enter the "Credit Card" interface, select "Credit Card Inquiry", and you can inquire the billing date and repayment date of your CCB credit card. 2. For mobile banking inquiries, you can log in to China Construction Bank's mobile banking, and then click "Bill Details" on the "Credit Card" page to check the repayment date of your CCB credit card. Or click the "" button directly on the APP homepage, and then click to open "Calendar". The calendar will be marked with the repayment date and billing date of your CCB credit card in the current month. 3. For customer service phone inquiries, you can directly call China Construction Bank’s customer service phone number 400-820-0588 for inquiries. You can choose voice self-service inquiry or manual service for inquiry.
How to check the statement date and repayment date of China Construction Bank credit card?
Customers can check the billing cycle in the "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the expiration date is the billing date. In addition, the customer's billing date will also be indicated on the card letter when the customer receives the CCB credit card, and multiple CCB credit cards must use the same billing date.
On the credit card statement date, CCB will send the CCB credit card statement to the customer through the bill delivery method agreed with the bank when the customer signed the contract. The customer's current credit card repayment date will be clearly marked on the statement.
(In case of business changes, please refer to the actual situation.)
How to check the bill date and repayment date of CCB credit card
The bill date and repayment date of CCB credit card You can check the repayment date on the official website of China Construction Bank, you can check the mobile banking of China Construction Bank, or you can directly call the customer service number of China Construction Bank to check.
Operating device: OPPOY83A, Android system, China Construction Bank APP.
1. Construction Bank Card
CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.
2. Knowledge about construction bank cards
Annual fee exemption policy: Standard Gold Card swiping the card 3 times or 18 times is exempt from the annual fee for the following year (excluding business cards and car cards) and other special card types)
Cash withdrawal handling fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.
Multiple account management: Limit ***Enjoy multiple CCB cards with the same billing date and independent repayment
Online payment: Alipay: You can use it after online registration, single payment and single payment The daily limit is 500 yuan
Instalment business: interest-free installments (3, 6, and 12 installments) from specific merchants are supported. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments
Billing date: every month There are multiple billing dates, and cardholders can change them once a year during the validity period of the card
Currency: RMB, RMB/USD, RMB/EUR
3. Interest
During the interest-free repayment period: the interest-free repayment period refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest-free period starts from the bank accounting date to the repayment date. End of day, minimum 20 days, maximum 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.
Tips:
If you fail to repay the loan in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis. The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.
If you fail to repay before the due payment date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge the unpaid portion of the minimum repayment amount. 5% late payment fee is charged.
How to check the repayment date of China Construction Bank's credit card
The methods to check the repayment date of China Construction Bank's credit card are:
1. WeChat query.
Follow the "China Construction Bank" official account on WeChat and click "Credit Card" - "Bill/Repayment/Limit Management" after entering to view the credit card repayment date; or follow the "Longka Credit Card" official account and send "Repay" after entering. If you click the keyword "Payment Date", the system will push the query method, and the cardholder can query the repayment date according to the page prompts.
Operating environment:
Brand model: iPhone13
System version: iOS15.0
App version: v8.0.18
2. Check the bill. CCB will send credit card statements to cardholders every month on the statement date, with the credit card repayment date on the statement.
China Construction Bank Credit Card is a credit card launched by China Construction Bank. They are all named "Dragon Card" and include Dragon Card prestigious school card, Dragon Card business card, Dragon Card car card and other different types to meet customers' domestic and overseas transactions, Family care, installment financial management and other consumer needs.
The grace period for credit card repayment is 3 days. The grace period for CCB credit card repayment is automatically provided by the bank, so you don’t need to apply for it yourself. If the cardholder forgets to repay on the repayment date, he can repay within 3 days after the repayment date. As long as the payment is received before 7:00 am on the third day, it will be considered a normal repayment.
The repayment funds must be received before 7 a.m. on the third day after the repayment date, otherwise it will be considered overdue. Once a credit card is deemed overdue, CCB will calculate interest and report it to the credit report, which will have an impact on the cardholder's credit.
The repayment date cannot be modified directly with CCB credit card, but the repayment date can be modified indirectly by modifying the bill date. After the billing date is changed, the repayment date will be changed accordingly, which is equivalent to the user modifying the repayment date. Users can only modify the billing date once per year. If the modification is successful in the current month, it will not take effect until the following month. Repayment must be made according to the original repayment date in the month of modification. In addition, the billing date cannot be selected arbitrarily. The billing date must be selected among the dates specified by CCB. Some dates cannot be set as the billing date.
Cash withdrawal limit for CCB cards:
Overseas, the daily cumulative amount of cash withdrawals (cash withdrawals) for ordinary cards shall not exceed US$500, those for gold cards shall not exceed US$1,000, and the monthly withdrawal shall not exceed US$5,000. Dollar. China Construction Bank Credit Card provides customers with cash withdrawal (cash withdrawal) services, and cash withdrawal fees are required for cash withdrawals. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of cash withdrawals (cash withdrawals) per card per day shall not exceed RMB 2,000 (excluding withdrawals at overpayment outlets).
Cash withdrawal (cash withdrawal) includes two situations: overdraft withdrawal and overpayment cash withdrawal. One is overdraft cash withdrawal, and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to customers to help customers flexibly deploy funds when they are in urgent need.
How to check the bill date and repayment date of China Construction Bank
To check the mobile banking, log in to the mobile banking of China Construction Bank, and then click "Bill Details" on the "Credit Card" page to get your The repayment date for the CCB credit card is here. Another option is to click the "" button directly on the APP homepage, and then click to open "Calendar". The calendar will be marked with the repayment date and billing date of your CCB credit card in the current month.
A brand-new business product that connects customers' mobile phones to banks through mobile communication networks to directly complete various financial services such as account inquiries and account transfers through the mobile phone interface. That is, banks use mobile phones as a The carrier relies on the mobile GSM wireless network and uses mobile short message resources to operate bank accounts in the form of sending short messages through mobile phones to realize functions such as "financial wealth management" and "electronic wallet" on mobile phones. Simply put, mobile banking is the abbreviation for using mobile phones to handle banking-related businesses. It is a channel for banks to achieve electronicization. It is a new service method that combines the electronicization of money with mobile communication services.
Domestic banks that have launched mobile banking services include: ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and other large banks, national joint-stock commercial banks, some city commercial banks and rural commercial banks, as well as a handful of rural cooperative banks banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile version of online banking. Mobile banking that is distinctive and relevant to China's rural finance includes cardless cash withdrawals, farmers' accounts, address-based remittances, and mobile finance.
Customers can pay daily project fees through this function, and support customers to submit payment reservation instructions during non-working hours (branch business confirmation is required), and the system will handle the business for customers during working hours. After successful payment, the item can be saved into My Payment Items. Customers can also use "My Payment Items" to make payments, queries, additions and deletions of personal payment items. Customers can query the detailed information of a certain fund (including: fund code, name, type, net value, historical net value, etc.) based on the fund company, fund type, fund code and self-selected fund, and can set the fund of focus to self-selected Fund functions also allow you to quickly and conveniently perform operations such as fund subscription, subscription, fixed investment, redemption, order cancellation, balance and historical details inquiry, etc.
What is the due date for China Construction Bank credit card repayment? How to check the repayment date?
As one of the four major banks in China, China Construction Bank has always been popular with people. In addition, the application threshold for credit cards of China Construction Bank is lower than the other three, so people who apply for credit cards at China Construction Bank There are also very many. As for the China Construction Bank credit card, someone asked: What is the repayment date for the China Construction Bank credit card? How to check the repayment date?
What is the due date for China Construction Bank credit card repayment?
The repayment date for a China Construction Bank credit card is generally the 20th day after its billing date, and the billing dates for a China Construction Bank credit card are the 2nd, 5th, 7th, 10th, 12th, and 15th Available in sizes 17, 19, 22, 23, 24, 25, 26 and 27.
So your CCB credit card repayment date depends on when your CCB credit card bill date is.
How to check the repayment date of China Construction Bank credit card?
1. Bank official website query
You can log in to the official website of China Construction Bank, then click to enter the "Credit Card" interface, select "Credit Card Query", and you can query your CCB credit card. Billing day and repayment day.
2. Mobile banking inquiry
You can log in to CCB’s mobile banking and click “Bill Details” on the “Credit Card” page to view the repayment of your CCB credit card day.
Or you can click the "" button directly on the APP homepage, and then click to open the "Calendar". The calendar will be marked with the repayment date and billing date of your CCB credit card in the current month.
3. Customer Service Telephone Inquiry
You can directly call China Construction Bank’s customer service telephone number 400-820-0588 to inquire. You can choose voice self-service inquiry or manual service to inquire. .
The above is the answer to "What is the repayment date of China Construction Bank credit card? How to check the repayment date?" The repayment date of a China Construction Bank credit card is related to its statement date, which is generally the 20th day after the statement date. If you want to check the repayment date, you can follow the above method to check.
That’s it for the introduction on how to check the repayment date of CCB credit card.