The temporary limit of Ping An Bank’s credit card cannot be withdrawn in cash.
Credit card cash withdrawals within the normal limit:
Only 50% of the authorized limit can be withdrawn;
The bank charges 1%-3% when withdrawing cash. Fees;
Cash withdrawals do not enjoy the 56-day interest-free policy;
Withdrawals will start to accrue interest, which is currently set at 0.5% by the state.