Easy to handle. It is relatively easy to apply for a China Construction Bank credit card. As long as the applicant is over 18 years old, has full capacity for civil conduct, and has stable repayment ability, in principle, he or she can apply for a credit card. When China Construction Bank approves whether to issue you a credit card, it mainly depends on your repayment ability and credit status, so you should provide as much personal information and asset certificates as possible. If your income is unstable or your credit situation is not good, it is generally difficult to get approval.

This depends on your own personal credit, which is what we often refer to as personal credit report. If you have never used any credit card before, you are most likely to have a white account. It is very easy to apply for a credit card from a white account. This means that you can apply for a credit card from any bank at will. The same is true for China Construction Bank. Banks generally A quota of 5,000 to 10,000 will be given to white households.

If you have used a credit card before, you need to understand the concept of the central bank's total credit limit. Within the total credit limit of the central bank, you can apply for a credit card from China Construction Bank. Credit card applications from China Construction Bank are generally more difficult and require users’ personal credit reports. In most cases, your credit card inquiry record cannot exceed 10 times in the past year, otherwise it will be difficult to apply for a China Construction Bank credit card.

: What are the precautions for using credit cards?

1. Pay attention to consumption. In addition to enriching the types of daily card consumption, credit cards must also ensure the consumption limit, and occasionally make several large purchases. In addition, you should also pay attention to avoid frequent consumption at the same place. After some friends made several large purchases, the bank not only refused to approve the limit increase, but also froze the credit card because of the risk of cashing out.

2. Pay attention to the quota. Friends who want to increase the limit of their credit card must pay more attention to the limit changes of active credit cards, especially the usage limit and available limit. The higher the ratio of your credit card's used limit to your credit limit, the higher the chance of your application for a limit increase being approved.

3. Check credit report. If the cardholder has met the requirements for a credit card limit increase, it is best to check your personal credit report first. Credit investigation has a great impact on credit card limit increase. Only a good credit record can ensure the success rate of credit card limit increase.