The poster can apply for a China Construction Bank car card. The points on this card can be used for oil changes, free roadside assistance, and weekly discounted car washes. The service is very good.

Card application:

Application method: The host needs to go to a CCB branch to fill in the application form;

Application materials: In addition to the ID card required for general card application, In addition to proof of work income and proof of financial resources (i.e. real estate, CCB time deposit certificate), you also need to provide driving license, driver's license and other materials.

As for the approval limit: The car card belongs to the CCB Gold Card level credit card, and the limit range is 1,000-50,000. When approving the credit card, CCB will refer to the owner’s work, income, social security, provident fund, and personal income tax. , personal assets, credit, academic qualifications, etc., so it is not easy to predict.

In terms of installment payment, the full amount of the product will occupy your credit limit. As the owner repays the principal in monthly installments, the credit limit will be released month by month. For example, the owner's credit card limit is 10,000 yuan, and he bought a mobile phone for 5,100 yuan (assuming that there is no handling fee for this installment), divided into 12 installments, each installment is 425 yuan, then if the installment is not repaid, the credit card will have the maximum You can use the quota of 4,900 yuan. After paying off the previous period, the maximum available quota becomes 5,325 yuan (4,900 425). By analogy, the quota will be restored to 10,000 in 12 months.