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Does Jingdong Baitiao have to apply for a credit card? Can I pay in installments using a debit card?

1. Not necessarily. Debit cards and credit cards can be used to activate Baitiao. The specific supported bank cards are subject to the actual display when you activate. You can apply through the path below.

2. After Baitiao is successfully activated, if the product supports Baitiao payment, you can choose Baitiao installment payment. Baitiao installment payment is the amount deducted from Baitiao, and has nothing to do with the bank card. You can repay it on time in the future.

1. Activate Baitiao on the computer

Operation path on the computer: JD Finance Home Page - Baitiao - Activate Baitiao

2. Activate Baitiao on JD Finance App

Operation path: JD Finance App homepage-Baidiao-Activate now