holding a credit card with a platinum level or above of the bank,

having assets of more than 2 million yuan in the bank, and

providing other assets certificates, such as real estate license, driving license and so on.

it is difficult for ordinary people to have a credit card limit of 5, per card, unless they are business owners.

Generally, the upper limit of personal single card is in the range of 2,-3,, which has made many people out of reach.

in order to obtain such a high quota, besides the qualification, the rest is the consumption level.

Extended information: In order to apply for a large credit card, in addition to the ID card, work permit, education certificate, home address and other information required for applying for a general credit card, if you want to apply for a large credit card, financial proof is very important, such as driving license and real estate license. The existing bank credit card can provide accumulated credit records. Also, whether you have borrowed money from the bank in the past to buy a house, whether you repay it on time, and so on, are all conducive to improving your credit card limit. In a word, your financial resources and your credit are the prerequisites to decide whether you can get a large credit card. And these materials, in addition to your own, the bank will also carefully review the investigation when reviewing the credit information.

requirements for handling large credit cards

deposit

proof of deposit, usually more than 2,

proof of property rights

proof of 1 million

proof of automobile driving license, proof of 5,

proof of income

proof of annual income of not less than 15,, civil servants or top 5 enterprises.

For the above conditions, you can apply for a large credit card with a diamond card or a platinum card, and the amount is generally around 5,. However, it should be noted that the annual fee is usually around 1,, and there is no discount or reduction.

The above criteria are common application materials, and may fluctuate according to different banks.

credit card application conditions

Generally, the application conditions are relatively close, and the specific operation is based on the regulations of various banks.

each card-issuing bank has its own card-issuing standards, which generally include the following points:

1. Urban and rural residents who have reached the age of 18

2. They have a fixed occupation and a stable income, and their work units are generally in their permanent residence.

3. Fill in the application form and sign it personally at the "Signature of the applicant".

To apply for a credit card, you need to provide the following information:

1. Copy of ID card, work certificate, income certificate, etc.

2. If you can also provide bank deposit certificates, real estate certificates, degree certificates, etc., your application approval process will be more convenient and quick.

3. If you are registered in a foreign country, an overseas person is applying for a local job, and an active officer applies for a credit card in his own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.

4. Other conditions required by the issuing banks.

The review time is generally within 15 working days, and the specific credit limit is determined according to your credit rating and handling situation. Generally, the first-time handling amount is relatively low, around several thousand yuan. If the credit standing and repayment record are good, you can apply for increasing the overdraft limit after 6 months of use.

There are specific differences among banks. I suggest you go to the bank for detailed consultation.