The annual fee rules of China Construction Bank Longka Credit Card are relatively clear. The annual fee for the main card is 8 yuan, while the supplementary card is 4 yuan. It is important that the bank will not charge an annual fee if you don't activate it after obtaining a credit card. CCB's credit card provides an annual fee exemption condition. As long as the consumption reaches five within one year, no matter the amount of consumption, the annual fee can be exempted. For example, even if you go to the supermarket to buy a bottle of water, it will be counted as the number of consumption.

for the more advanced wealth management card, the gold card enjoys richer rights and interests. Cardholders can enjoy free services, including loss reporting, card replacement, card replacement and password loss reporting. Gold card holders can also apply for two supplementary cards for their immediate family members to facilitate the management of family finances. In the express service, gold card users can enjoy 2% fee reduction. In addition, issuing deposit certificates, personal consumption loan applications, emergency card replacement services and overseas emergency services (up to $1,) are also exclusive benefits of the Gold Card. In terms of service efficiency, gold card customers do not need to queue up for business at outlets, and there will be SMS reminders when the account transaction amount reaches more than 5 yuan (signing is required).