Is the credit card easy to handle?
Applying for a credit card is very troublesome. It's hard to say, there are banks with lower thresholds. As long as the four major state-owned banks are not considered, the thresholds of other banks are relatively low.
Application process:
Fill in the application form and give your information to the bank, which will send it to the credit card center for review, business card printing and card issuance. After getting the card, open the card and wait for the password letter.
Application conditions:
The application conditions of major banks are generally close, and the specific operation shall be subject to the regulations of each bank. Each card-issuing bank has its own card-issuing standards, which generally include the following points: 1, urban and rural residents who have reached the age of 18, have a fixed occupation and a stable income, and generally work in the place where their permanent residence is located. 3. Fill in the application form and sign it in person at the applicant's signature. Apply for a credit card,
The following information is required:
1, copy of ID card, work certificate, income certificate, etc.
2. If you can also provide bank deposit certificate, real estate certificate, degree certificate, etc. , your application approval process will be more convenient and faster.
3. If you have a foreign household registration, overseas personnel apply for a job locally, and active military officers apply for a credit card in their own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.
4. Other conditions required by the issuing bank.
Compared with the credit cards of the four major state-owned banks, joint-stock commercial banks are easier to handle, such as Bank of Communications, Shanghai Pudong Development Bank, China Merchants Bank and Ping An. However, the premise of success is that the basic conditions of individuals must meet the requirements of banks for issuing cards, and personal credit cannot be tainted.
The documents required for the application are a copy of your ID card and work certificate. Of course, it will be more beneficial to your application if you can provide proof of financial resources in other documents.