In fact, there is no need to be too entangled in choosing a card. China Merchants Bank's credit cards, like most credit cards, have similar basic functions. You can spend first and then repay, and you can borrow cash in advance. The related handling fee and annual fee rules are similar. But different cards have different emphases, so you can judge which card you are suitable for according to your personal situation. For example, the youth version of the youth card is mainly aimed at young people under the age of 30, which is relatively easy to handle. You can think about it. There are helloKitty and Doraemon Card, both of which are beautiful and lovely, with similar functions.