Credit cards are divided into credit cards and quasi-credit cards according to the following standards:

1. Credit cards do not require payment of reserve funds to the bank, while quasi-credit cards require payment to the bank. A certain amount of reserve fund;

2. Cash withdrawal fees are required for credit card withdrawals, but there are no fees for quasi-credit card withdrawals;

3. Credit cards will charge Provides a period of interest-free period. Quasi-credit cards do not enjoy the interest-free period;

4. Credit cards have functions such as bill installment, consumption installment, cash installment and minimum repayment. Quasi-credit cards Debit cards do not have the above functions.