Hello, do you mean spending by credit card? If you use China Merchants Bank credit card, you can enjoy the interest-free period when you swipe your card. Interest-free period means that you don't have to pay any interest if you pay off all the consumption money before the final repayment date. The interest-free repayment period is 20 days to 50 days, depending on the specific time of your consumption. If your consumption is before the current bill date, it will be included in the current bill; You can enjoy a longer interest-free period if you include it in the next bill after the bill date.

Suppose the billing date is 10, and the due repayment date is 28. For example, under normal circumstances, customers spend money on August 9, bill is issued on August 10, and repayment is required on August 28, so the interest-free period is the shortest; If the customer spends money in August 1 1, the bill will not be issued until September 10, and the repayment on September 28th will enjoy a longer interest-free period.