There are two main ways to increase the amount:
1. Temporarily increase the credit line. Increasing the credit card limit in a short time can be solved by calling the customer service phone of the bank credit card center, but the time for temporarily increasing the credit limit is limited, usually one month.
2. Go to the bank to apply for increasing the credit card limit. The bank will review the actual consumption and then increase the credit card limit.
Not everyone can directly raise the amount. Individual cardholders use credit cards to cash out on illegal POS machines, and the money collected is used for other purposes.
For credit card cashing and other risky behaviors, banks have their own screening mechanism, which makes it easy to identify cashing behaviors. Once the frequency of cashing out is too high, you may be punished by the bank, including not being able to withdraw cash, even reducing the limit of your credit card, stopping the card, and seriously investigating the criminal responsibility of the cardholder.
Extended data
Case:
A long-distance bus from Wuchang to Fujian was routinely inspected by Wuhan police at Wudong toll station, and two male passengers looked nervous. In his carry-on luggage, 23 bank cards, credit card POS machines and other people's ID cards were found.
Among them, Wenmou confessed that they are all from Anxi, Fujian, and 19 of the 23 cards were bought through online money. "I was going to take these cards and POS machines to help others cash out, but the result was not made."
32-year-old Wen and his partner Wang were detained by the police for illegally holding a large number of other people's bank cards and suspected of obstructing credit card management. Case investigation shows that they carry these cards and POS machines to help people "launder money" and obtain illegal money.
Although helping people to launder money failed, Wenmou was still sentenced for illegally holding a large number of bank cards of others and committing the crime of obstructing credit card management. The prosecutor handling the case said with anxiety that the loopholes in bank card management made criminals "launder money" and even formed a gray money laundering industry chain. Wenmou is a link in this industrial chain.
People's Daily Online-Banker: Illegal cash withdrawal affects credit card cash withdrawal.
People's Daily Online-Finance-Men Buy 19 Bank Cards to Help People Money Laundering? Sentenced for illegal card handling.