Shopping discounts, quotas, and annual fees are different.

1. Bank of Chengdu Gold Card enjoys VIP waiting rooms at the airport, shopping discounts, golf discounts, and fee-free transfers between banks and regions. Ordinary cards do not have any discounts.

2. The overdraft limit of Metrobank Gold Card is higher than that of ordinary cards, with a maximum of 50,000. The limit can also be temporarily increased, while the limit of ordinary cards is lower.

3. In terms of annual credit card fees, Bank of Chengdu gold card customers are not exempt from the annual fee; ordinary card customers can be exempted from the annual fee for one year according to the bank's preferential card application policy.