Everyone thinks that credit cards will only be frozen if the cardholder commits a crime, but it is not. This is just the case that the credit card is frozen. The reasons why credit cards are frozen include serious overdue credit cards, cashing in credit cards and stolen credit cards. So, how to judge that the credit card is frozen?

How to judge that the credit card is frozen?

1 The use of credit cards is restricted.

If the cardholder cannot use the credit card, it means that the credit card has been frozen. In this case, the cardholder can contact the bank customer service to inquire about the specific situation. If the cardholder is suspected of cashing out because of the bank's suspicion, then he can submit the consumption voucher and ask the bank to cancel the risk control.

Warning messages or phone calls from banks.

If the credit card holder receives a warning message or phone call from the bank during the illegal use of the credit card, it will remind everyone to regulate the use of the card. This means that the credit card will be frozen, so be careful when using it. If users continue to use the card in this way in the future, they will be questioned by the bank for cashing out the credit card, which will lead to the credit card being controlled by the wind.

3 Credit card installment application rejected

Usually, if you don't apply for credit card installment, it means that your credit card is frozen. Generally speaking, as long as the personal credit is good, you can handle the bill installment. If the user is rejected when applying for installment, in addition to the credit problem, it is likely that the card friend's posture is not standardized and is controlled by the wind.

Generally speaking, if the cardholder uses the credit card by mistake, it will bring him the trouble of being frozen. Although freezing credit cards is not the most severe punishment, it will also make cardholders temporarily unable to spend with credit cards. So be careful if you encounter freezing.