Agricultural Bank of China credit cards include regular cards, gold cards, platinum cards, and commercial cards. Each card has a different overdraft limit. Here is a detailed introduction for you:

1. Agricultural Bank of China Credit Card Personal Card The maximum overdraft limit for ordinary cards is RMB 50,000 (including the equivalent in foreign currencies).

2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 200,000.

3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000, and the maximum overdraft credit limit is RMB 1 million.

4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3, and the overdraft limit does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.

The high and low overdraft limit of a credit card is also directly related to the relevant material information of the cardholder when applying. For example, personal income, real estate, vehicles, and personal work nature can be used as supporting materials to apply for a credit card, thereby limiting the upper limit of the credit card. The overdraft limit of the same credit card will continue to increase as the cardholder uses the credit card, and the overdraft limit will automatically increase within half a year or a year. If your salary has increased, or you have recently purchased a car or house, your overdraft limit will increase.