1. The basic functions of postal credit cards are: you can spend first and then repay; Use the cash advance function; Select the lowest repayment business; Online shopping; Shopping in installments and so on.
2. Postal credit cards have billing date and repayment date, and they can enjoy interest-free period after consumption. Interest-free period refers to the time period from the bank billing date to the due repayment date when the credit card holder repays all the payable amount. The longest interest-free repayment period is 5 days, unless otherwise agreed between the card issuer and the applicant, but the longest interest-free repayment period shall not exceed the longest interest-free repayment period required by relevant laws and regulations (except cash advance).
3. Payment by postal credit card can be made through online bank transfer, payment by third-party merchants such as Taobao, and credit card repayment by Lacarra.