1. If the card is not cancelled, the user can restore it through manual customer service. The user's ID card and the registration information when opening the card are required for recovery. After verification, the staff will handle the credit card cancellation business.
2. If the card is cancelled and the account is cancelled, the user cannot resume the credit card business.
Does credit card cancellation affect credit reporting?
Credit card cancellation will not affect credit information. The reason that affects the credit investigation is that the credit card has outstanding debts or because of overdue repayment. Therefore, when users choose to cancel their credit cards, they need to ensure that all the debts in the cards are paid off.