How to apply for a credit card on a mobile phone
Method 1. Directly use the mobile webpage to apply for a card
You can directly use Baidu to log in to the online banking credit card of the bank of your choice using your mobile phone. On the online application page, select the card type to apply for, read the application contract and important tips, then select and fill in the relevant information and materials, and finally submit the information.
Characteristics of this method: single choice, only one bank can be selected, and cannot be compared with other banks.
Operating environment:
Brand model: Huawei nova7
System version: harmonyOS.2
App version: v13.3
p>Method 2: Call the bank’s customer service number to apply for a card
After selecting a bank, you can also use your mobile phone to call the bank’s credit card customer service number, and then transfer to manual, and the customer service staff will help you Register well, and soon a salesperson will call you to make an appointment, and the salesperson will come to your door in person to handle it for you.
Characteristics of this method: The waiting time for the salesperson may be a bit long, and it requires enough patience.
Method 3: Apply for a card on WeChat
Nowadays, almost everyone can use WeChat by using their own WeChat to scan the QR code on the official website of the selected bank or "add friend" or Find the bank's credit card public account, and after following it, you can follow the prompts in the WeChat dialog box to apply for a credit card, check the progress, open the card, and check the bill. It can be described as a "one-stop" service.
Characteristics of this method: It will be more convenient to check various credit card information in the future, but the selection is still too single.
Operating environment:
Brand model: Huawei nova7
System version: harmonyOS.2
App version: v8.0.18
p>CreditCard is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.
The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption, and then The bank makes settlements with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
How to apply for a credit card with a mobile phone
1. How to apply for a credit card with a mobile phone
You can apply for a credit card through mobile Alipay. The method is as follows:
1 , First open the Alipay APP on your mobile phone.
2. Then select the search bar above on the homepage.
3. Then enter "credit card" in the search bar and find the credit card bank you need to apply for. The following takes China Merchants Bank credit card as an example. Click on the official China Merchants Bank credit card number pointed by the arrow in the list to enter.
4. Then click on the "Follow Life Account" pointed by the arrow.
5. Then select "One-click card application" where the arrow points on the page.
6. Next, just follow the page prompts.
2. Can I apply for a credit card on my mobile phone?
I can apply for a credit card on my mobile phone.
1. Taking Alipay as an example, open the mobile client Alipay.
2. After entering the homepage, click the search bar at the top of the homepage.
3. Enter "Pikachu" in the search bar and click search.
4. In the search results, click on Pikachu Life.
5. Follow the life account so that you can enter the life account page.
6. After entering the page, click the "Apply for Credit Card" button at the bottom of the page.
7. After jumping to the credit card page, you can see the credit card information of multiple banks. Select your favorite credit card, click "Apply Now", and follow the prompts to complete the credit card application.
3. How to apply for a credit card on a mobile phone
Nowadays, many banks have launched mobile clients for the convenience of users. Users can apply for the credit card they need directly using their mobile phones. As long as your mobile phone is a smart phone and has wireless or 3G network, you can apply.
1. Use your mobile phone to log in to the credit card online application page of online banking. The prerequisite is that the bank has enabled online credit card application and your area is within the application range. When you apply for a credit card online via mobile phone, you still have to go to the bank counter for an interview or have staff come to you to serve you.
2. The mobile client download service launched by the bank itself. For example, China CITIC Bank has launched a "dual-network" application model for credit cards. Users only need to have a smartphone and QR code recognition software to apply through Use the mobile Internet to experience the CITIC Bank credit card QR code application service. After downloading and installing the QR code software, the user only needs to scan the following QR code image, and the mobile card application page will be immediately displayed on the phone screen. The user can fill in the relevant information according to the prompts and click "Submit" to complete the entire credit card application. step.
3. Use your mobile phone to log in to the mobile banking client to apply (some banks may not support mobile banking applications), enter mobile banking, and there is a credit card application page.
4. Can I apply for a credit card on my mobile phone?
Of course.
Bank mobile client application
This is the most direct and safest way to apply for a card. We only need to download the mobile APP of a certain bank and then find the relevant information in the application. Just go to the application window and follow the process step by step, but this method can only apply for the bank's card
Apply for a card on WeChat
WeChat is the most popular chat tool now. , in fact, it has gone far beyond the scope of chatting, and can also be used for shopping, reading, financial management, etc., and you can also apply for a credit card; we first focus on the official account of a certain bank
Other third-party applications< /p>
In fact, there are many mobile apps that can apply for credit cards. In addition to the more commonly used ones above, there are many more, such as 51 Credit Card Manager. After opening the app, switch to the "Service" option, and then you can Find the entrance to apply for a card
5. How long does it take to apply for a credit card via mobile phone
How long does it take to apply for a credit card via mobile phone? As long as your conditions meet the bank's requirements for applying for a credit card, Banks will generally require you to go to a bank branch for an interview or to supplement relevant financial proof. No matter which channel you apply for a credit card, you can apply for it, and it usually takes one to two months.
China Construction Bank customers can choose to apply for credit card services anytime and anywhere through the mobile website and mobile banking, and complete the application by filling in brief information. Customers can check the approval status of credit card applications at any time through mobile banking and mobile website.
It is reported that the mobile phone online credit card application model is the first in the industry, providing customers with a new and more convenient card application channel, and also filling the gap in the field of mobile credit card application for CCB. With the widespread application of mobile Internet, applying for a credit card is no longer limited to the traditional method of filling out forms at the counter and processing by business personnel.
How to apply for a credit card with a mobile phone
There are many ways to apply for a credit card using a mobile phone. Users can apply through QQ, WeChat, Alipay, etc. Very convenient. Taking Alipay's application for a credit card as an example, the first step is for the user to open Alipay, click on the search bar at the top of Alipay's homepage, and enter "credit card" to search. In the second step, after searching, we will find that there are many credit card "life numbers" below. In the third step, we click on the credit card number we need to apply for and follow it. The fourth step is to enter the bank's life account. Find the "I want to apply for a card" button at the bottom and click it. The "Apply for a Credit Card" option will appear. Click this option again. Step 5: On the new page, enter the relevant information and submit it, and then you can apply.
Notes when applying for a credit card online: 1. Fill in the information completely. When users apply for a credit card online, without the guidance of bank staff, it is easy for the application to fail. Therefore, users should provide as much information as possible when applying, which will help us successfully apply for the card.
2. Apply according to your actual situation. Credit cards are mainly divided into three types: regular card, gold card and platinum card, and these cards target different customers. Users must apply based on their actual situation, otherwise they may be rejected by the bank.
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That’s all for the introduction on how to apply for a credit card using a mobile phone.