There is a repayment tolerance for credit card repayment of CCB. If the difference between the repayment amount and the total repayment amount is within 65,438+00 yuan (USD 2, EUR 2), the bank will treat you as a full repayment, and you can still enjoy the interest-free repayment period of the consumption funds. When you fail to repay the minimum repayment amount in full and on time, if the difference between the repayment amount and the minimum repayment amount is less than 20 RMB (5 USD, 4 EUR), the bank will repay you according to the minimum repayment amount, and will not charge you a late fee or cause you a bad credit record.

However, if the difference exceeds the repayment tolerance, there will be late fees and interest. The late payment fee is 5% of the unpaid part of the minimum repayment amount, with the minimum 5 yuan. The interest shall be calculated from the transaction entry date, and the interest rate shall be five ten thousandths of the daily interest, with compound interest on a monthly basis. Interest is calculated for all transactions in the bill, and the interest is calculated at the daily interest rate of five ten thousandths from the transaction entry date.