Remember, credit cards are used for spending and have only two functions: swiping cards and withdrawing cash. The withdrawal fee is too high, just swipe your card. If you put the money in a credit card, there will be no interest, and you will have to pay a handling fee when you take it out! But if you don't take it out, just swipe your card, and your own money takes priority, you don't have to pay it back. You can't repay the loan by credit card until you run out of credit card limit. It was accepted.