The credit card limit is determined by the bank according to the applicant's credit status and the card level applied for. Generally speaking, credit cards are divided into ordinary cards, gold cards and platinum cards. The amount of ordinary cards is generally between 3000 yuan and 10000 yuan, the amount of gold cards is generally between 10000 yuan and 50000 yuan, and the amount of platinum cards is generally above 50000 yuan. Therefore, according to these grades, large credit cards usually refer to credit cards with a quota of more than 654.38+10,000 yuan. When determining the credit card limit, the bank will comprehensively consider the applicant's credit history, income, debt burden and other factors, as well as the card level applied for, to determine the final credit card limit.