1. With the current savings function, cardholders can make deposits and withdrawals at various Bank of Communications outlets and enjoy current savings interest rates.

2. Withdraw money from an ATM. With your card and password, you can withdraw money at an ATM connected to the city’s Gold Card Project. You can withdraw money multiple times a day from Bank of Communications ATMs, with a maximum withdrawal of 2,000 yuan each time, and the cumulative withdrawals per day can be as high as 20,000 yuan.

3. For automatic enquiry, just dial 95559 and enter the card number and password. Telephone banking will provide you with inquiry services at any time, and you can also use a fax machine to output the statement.

4. To print a statement, you can go to any Bank of Communications savings outlet with your card number and password to print a statement.

5. For shopping and consumption, you can shop at any online POS merchant in the city with your card and password.

6. Third-party custodian business, shareholders can use the electronic network, the telephone self-service system provided by the securities company, the customer self-service entrustment/terminal or the securities company's business department at the securities company that has joined forces with the Bank of Communications. The POS on the counter enables the mutual transfer of funds between investors' accounts in securities companies and funds in Bank of Communications Pacific Debit Card.

7. Delivery, payment, transfer settlement.