Conditions for writing a white note in JD.COM
JD.COM White Bar is to judge the credit rating of an account by integrating the order history, account grade and other information of the account. If you apply for an account with short time, low grade, few orders and small amount, the pass rate will be very low; On the contrary, the pass rate is high.
At present, JD.COM Baitiao generally supports credit card applications, and the system opens savings card applications to a few users. Therefore, the probability of writing a white note after binding a credit card is much greater than that of a savings card.
In addition, if users shop a lot in JD.COM and belong to diamond members or gold medal members, it is also possible that the opening of white bars in JD.COM will fail, because the opening of white bars in JD.COM is not 100% successful.
As can be seen from the above, for new users, it is unlikely that JD.COM White Bar will be successful, but even high-quality customers in JD.COM may not be successful. Therefore, when the IOUs in JD.COM could not be opened, many users said that they were speechless and could not understand the IOUs auditing system. They suggest that users try more to improve JD's success rate. COM's credit.