Consumption flow is the standard for most banks to improve their credit cards. No matter how much you have, banks like small, multi-frequency and multi-category consumption. After going out to spend money, use a credit card and swipe it at a convenience store, even if it's only a few dollars. If you keep it for six months to one year, the credit card will be easily returned. However, what needs to be known is that this withdrawal method has different restrictions on different banks, some with large quotas, and some with a certain quota point are invalid. However, if you can increase the temporary limit, you should also choose to increase it, because this is also a curve withdrawal method.
Second, the consumption stage.
Staging consumption is a way to increase the quota that all banks like very much. Some people think that it is necessary to stage large-scale consumption, but even if it costs only a few hundred dollars sometimes, you can choose to stage it. Although the installment fee is very high, and almost all banks set the monthly fee according to the total amount of each installment, banks can benefit from the frequent use of installment, and naturally we can also get the opportunity to raise the amount quickly.
Third, lend products.
If you buy a loan product from a credit card holding bank, it is no longer difficult for you to increase the quota. Why do you say that? Because you can have the funds to buy the lent products, it shows that you have wealth and strength and high repayment ability. At the same time, the larger the loan amount, the longer the deposit time, you can get benefits from it, and the bank can earn handling fees, so the bank will be willing to withdraw cash for your credit card.
Fourth, financial proof.
If you have a house, a car, a loan and other high-quality real estate, you can submit such asset information when applying for a credit card. As long as you have strong assets and high repayment ability, the bank will naturally give you a high amount.