1. ICBC's multi-currency credit card
ICBC's multi-currency credit card has been out for a long time, which is a classic of multi-currency cards. There are as many as a dozen foreign currency accounts, and whatever line is used for payment will be made, and there will be no currency conversion fee in the process.
ICBC's multi-currency credit card repayment is also very convenient. You only need to have a debit card bound to the credit card, and you can directly purchase foreign exchange for repayment with RMB deposits. The automatic foreign exchange purchase function only needs to be enabled when applying for the card.
2. Agricultural Bank of China Jinsui Youyou World Credit Card
This is a UnionPay+MasterCard card, which can be used to spend and withdraw cash in any currency and any channel in the world, and the currency conversion fee can be exempted. It is enough to spend abroad with one card.
In fact, this card only has two accounts, RMB and Euro. When using MasterCard to swipe the card, the local currency will be converted into Euro, but the conversion fee will be waived by ABC.
3. Bank of China's all-currency international chip card
This card is a VISA credit card, and you can use any currency to spend or withdraw cash at any place without currency conversion fee. In addition, this card uses the internationally accepted EMV chip, which greatly improves the security.
this card only has a USD account, but when opening the card, you can freely choose whether to automatically settle the arrears into RMB. This card also has the function of a savings card, and there is current interest when you deposit money.
4. CCB Longka Global Payment Card
CCB Longka Credit Card has accounts in RMB and USD, but when making a transaction, it will automatically purchase foreign exchange into RMB account, as long as it is repaid in RMB.
Similarly, in the process of currency conversion, foreign exchange fees are exempted, so you can pay back in RMB with this card, no matter what channel you use.
what does a full currency credit card mean?
All-currency credit card refers to the credit card variety that supports credit card spending in currencies of multiple countries. When a full-currency credit card holder is in consumption abroad, all foreign currency transactions are automatically converted into RMB according to the exchange rate, and the cardholder only needs to repay in RMB without currency conversion fee.