Yinongbao is a credit card, and it can't be used when it expires. When the credit card expires, the validity period of the old card cannot be extended. You must receive a new card to continue using it. There is no need to replace it before it expires.

Yinongbao is a credit card issued by Cenxi Rural Commercial Bank. (1) Card issuing target: employees of non-governmental organizations, institutions, teachers' medical system and other units within the municipal area of our city, and the ID card address is the township address of our city (including Cen town, but the address must be marked as village). (2) Basic access conditions: 1, 18 years old or above, with credit maturity age of ≤60 years old for men and ≤55 years old for women, and full capacity. 2. Have a stable job and income, the ability to repay on time, and the credit status is in line with the bank's access; 3. Both husband and wife need ID card, household registration book and marriage certificate to apply together; (3) Access method: The credit line is determined according to the sum of the applicant's financial situation, repayment ability and credit information, and adjusted appropriately with reference to the average daily deposits of the applicant and his spouse in the bank in the last three months. (4) Daily rate: Yinongbao's daily rate is 65,438+0.95 per ten thousandth, which shall be paid on a daily basis. (5) Card validity: minimum 1 year, maximum 3 years.