1. Does it meet the requirements for banks to issue credit cards?

2. The age is between 18 and 65.

3. Have a stable occupation and income.

4. Have good credit and the ability to repay the principal and interest on time.

5. Natural persons with full capacity for civil conduct (robots, vegetarians, minors and people with a certain degree of mental illness are not allowed).

Additional requirements for processing credit cards are:

1, academic certificate. Education level will affect the credit card limit. Generally speaking, the higher the educational background, the higher the number of places.

2. Personal credit information. Personal credit information is very important for applying for a credit card. Only when the credit record is good will the bank allow the application.

3. Proof of assets. It is easier to apply if the applicant has assets such as a house and a car that can prove repayment ability.

4. Social security card. The applicant's work unit is good, and it is relatively easy to pay social security and apply for a card.

5. Credit cards and running water from other banks. Without social security, the applicant can also show his bank account or credit card and prove his repayment ability.

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. China's relevant laws ("NPC Standing Committee on

What do I need to bring to apply for a credit card?

Get your ID card and work permit ready. Bring salary card, driver's license, real estate license, bank running list and other materials to increase the credit card limit. Bring information to the bank counter, fill in the credit card application form, submit materials and apply for a credit card under the guidance of the staff. Provide relevant information on the internet of major banks and get credit cards after verification. Note that online processing is convenient and fast, but it takes time to review.