Whether the annual fee of agricultural bank card can be paid depends on what card it is. Agricultural bank cards are generally divided into savings cards and credit cards. There is no annual fee for the savings card, and users can cancel it at the bank counter. If it is a credit card, the annual fee cannot be cancelled, but it can be reduced by swiping the card. 1. At present, most bank cards, including savings cards and credit cards, charge annual fees, and a specified amount of fees are deducted from the corresponding accounts every year, which is called annual fees. Usually, the annual fee of credit cards is high, and different types of credit cards also have different annual fees. You need to check the relevant bank regulations or terms of the agreement. For some special customers or certain conditions, the bank may also waive the annual fee. 2. There are many reasons why ABC only accepts and does not pay, such as there is no transaction payment within 3 months after opening the card, and the bank card is frozen by the central bank. The term is uncertain, and the cardholder needs to find the issuing bank to unfreeze it. If there is no serious bad behavior or risk, it can generally be solved in 1-3 days. If ABC only accepts and does not pay, it is recommended to call customer service to verify the status of the card at the first time and seek a way to unfreeze it. 3. Agricultural bank cards always need to pay annual fees and small account management fees. According to the regulations, you can go to ABC to cancel this fee. If no customer actively applies for account cancellation, ABC will not take the initiative to help customers cancel their accounts, and only a single ABC card can be exempted under the same ID card. When applying to cancel the annual fee and small account management fee, it should be noted that only one agricultural bank card can be exempted under the same ID card, and the second agricultural bank card cannot be exempted from the annual fee and small account management fee, so the second bank card should be handled in other banks as far as possible.