There is no interest-free period for credit card withdrawal, and five ten thousandths of overdraft interest is charged every day from the date of withdrawal until it is paid off.

Credit card withdrawal process at the bank counter:

(1) Submit the card and my valid ID to the teller, and verbally inform the teller of the withdrawal amount;

(2) Carefully check the amount printed on the cash withdrawal form, and sign at the bottom of the document after confirmation;

(3) If the document amount is wrong, ask the teller to cancel the original transaction and tear up the document face to face, and handle it again;

(4) Retrieve the "cardholder stub", cash, ID card and transaction signature of the card.

Note: you don't need to show your certificate to withdraw cash by password.

Bank credit card withdrawal fee:

Domestic banks: cash withdrawal amount 1%, minimum 1 yuan.

Other domestic banks: (65438+ 0% of cash withdrawal amount+2 yuan)/transaction, minimum 3 yuan.

Overseas (UnionPay network): (65438+ 0% of the withdrawal amount+12 yuan)/transaction.

Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of USD 3 (or equivalent in other foreign currencies).