If you can't find a credit card temporarily, you can call the customer service hotline and apply for a 24-hour freeze on the credit card limit. If you get your card back, please call to unfreeze it, and then you can resume using it without any charge. If you don't call the customer service hotline within 24 hours, the bank will default that you have applied for loss reporting.
If it is confirmed that it is lost or stolen and cannot be recovered, please call the customer service hotline immediately to apply for loss reporting. The loss report takes effect immediately, and the bank charges a certain loss report fee. In order to ensure the security of your card, it cannot be revoked after the loss report takes effect.